As a pet parent, when your fur baby gets sick or injured, the last thing you want to be worrying about is whether you can afford treatment.

Innovating the pet insurance claims experience, GapOnly™ reviews and calculates your claim while you’re still at the vet. You simply pay the gap (the difference between the vet’s invoice and the pet insurance claim benefit under your policy) and go.

For example, if you have a pet insurance policy with an 80% benefit cover and you get a $1,000 vet bill, your policy would provide $800 benefit cover if the claim is approved.

Before GapOnly™, you would pay the full $1,000 bill upfront, and wait for the $800 benefit to be processed and returned over a few days.

With GapOnly™, your claim is processed on the spot, and you simply pay the gap of $200 and go.

It keeps the focus on the health of your pet, not the cost of treatment, with the added convenience of no paperwork, on-the-spot processing, and less out-of-pocket expense.


GapOnly™ is currently offered to the following partners (and plenty more!):





Not sure who to choose for insurance? Head to for more information.






GapOnly™ is a trademark owned by PetSure (Australia) Pty Ltd, ABN 95 075 949 923, ASFL 420163., Woolworths Pet Insurance and Bow Wow Meow Pet Insurance is general insurance issued by the issuer The Hollard Insurance Company Pty Ltd (Hollard) (ACN 090 584 473; AFSL 241436) administered by PetSure (Australia) Pty Ltd (ACN 075 949 923; AFSL 420183) and distributed by Pet Insurance Pty Ltd (ACN 607 160 930; AR 1234944) and Pet Tag Holdings Pty Ltd (ABN 76 124 601 127; AR no. 318913) as Authorised Representatives of PetSure and Woolworths Group Limited (ABN 88 000 014 675 AR No. 245476) as an Authorised Representative of Hollard. Advice is general only and you should consider the relevant Product Disclosure Statement from the relevant provider to decide if a product is right for you.